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Appliance financing in Leoma, TNTake it home now. Pay over time.
Lease-to-own financing on refrigerators, ranges, washers, dryers and more, through Snap Leasing and Kafene.
How it works
Pick it out. Apply. Take it home.
The fridge quits before payday. The washer gives out mid-load. It happens, and you shouldn’t have to wait until you can pay for the whole thing at once.
That’s why we offer lease-to-own financing at our store on Hwy 43 N in Leoma, through two companies: Snap Leasing and Kafene.
- Pick it out
Walk the floor Tuesday through Saturday, 10 to 6, or call or text and tell us what you need.
- Apply
Text 56862 to 48078 for Snap, scan the code at the counter, or apply with Kafene online or in the store.
- Get an answer
The finance company reviews your application. Not every applicant is approved, and approval amounts vary.
- Take it home
Sign your lease-to-own agreement, then load up or ask about delivery to your address.
Ways to apply
Two companies. Pick the one that fits.
Both are lease-to-own. Apply with either one at the counter, or get started from your phone before you drive out.
Snap Leasing
All credit types welcome to apply.
- Lease-to-own financing
- Apply by text from anywhere
- Or scan the code at our counter
Kafene
When credit isn’t an option.
- Lease what you need
- No traditional credit required
- Apply online or in the store
Snap Leasing: the advertised service is a lease-to-own agreement provided by Snap RTO LLC. Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with applications, and your score with those agencies may be affected. Approval amounts vary, are subject to underwriting, and apply only to the cash price of leased items. One-time message program; message and data rates may apply. Text HELP to 48078 for more information. Kafene: lease-to-own terms, approval and payments are set by Kafene. Barn Appliances & Repairs does not provide the financing.
Quick answers
Financing questions.
Still not sure? Call or text the store and we’ll walk you through it.
Do I need good credit to finance an appliance?
No. Snap Leasing welcomes all credit types to apply, and Kafene requires no traditional credit. Not every applicant is approved, and approval amounts vary.
Is lease-to-own the same as a loan?
No. It’s a lease-to-own agreement with Snap RTO LLC or Kafene. You make lease payments, and your agreement explains how you can own the appliance. The terms are set by the finance company, so read yours before you sign.
Will applying affect my credit score?
Snap says no credit history is required, but it gets information from consumer reporting agencies when you apply, and your score with those agencies may be affected. Ask Kafene about its process when you apply.
Can I apply before I come in?
Yes. Text 56862 to 48078 to start a Snap application from your phone, or apply with Kafene online. Then call or text us about the appliance you want.
Which appliances can I finance?
Ask about the one you like. Refrigerators, ranges, washers, dryers and dishwashers are what most people come in for, and we’ll tell you how financing works for the unit you pick.
What people finance with us
Shopping from a nearby town?
Tue–Sat · 10 AM–6 PM
Found the one? Ask about financing.
Call or text and we’ll tell you how to get started.